Cyber insurance can help cover some of the costs associated with a data breach, but whether it fully covers all expenses depends on the specific policy and its terms. Typically, cyber insurance policies may cover costs such as:

1. Data breach notification and legal expenses: This can include the costs of notifying affected individuals, providing credit monitoring services, and legal fees.

2. Forensic investigation: The expenses related to determining the cause and scope of the breach.

3. Business interruption: Coverage for income loss during the downtime caused by the breach.

4. Ransomware and extortion payments: Some policies may cover ransom payments if your organization is a victim of ransomware.

5. Public relations and reputation management: Costs associated with rebuilding your organization's reputation post-breach.

6. Regulatory fines and penalties: Coverage for fines or penalties resulting from non-compliance with data protection regulations.

7. Data restoration and recovery: Expenses incurred to recover and restore lost or compromised data.

However, it's essential to carefully review the terms and limitations of your specific cyber insurance policy. Some policies might have coverage caps, waiting periods, and exclusions. To ensure you have adequate coverage, work with an experienced insurance broker or consultant who can help you tailor a policy to your organization's needs. Additionally, implementing robust cybersecurity measures and best practices can help reduce the likelihood of a breach and, in turn, your reliance on insurance coverage.